Drivers who complete this six-hour course will save 5% on their liability, personal injury protection and collision insurance for three years and reduce up to 2 points on their NJ driving record. Course completion is transmitted to the NJ Motor Vehicle Commission and recorded on each student’s driving record. No formal testing. This class may be taken every five years for point reduction and every three years for auto insurance benefits. CHERYL HATHAWAY is certified by the Garden State Safety Council.